Free Self-Service Comparison Tool
Compare your cost of card acceptance
Compare merchant card transaction costs at your real turnover and card mix. Pick your business type, enter your numbers, and see 9 in-person providers ranked by estimated card acceptance cost at your actual volume — not headline rate. Terminal rental and hardware shown separately.
We compare 18 providers. We do not compare every provider in the Australian market — names such as Fiserv/Clover, Till and Adyen aren't listed yet — and we do not compare every plan each provider offers.
Comparing rates from Australia's major providers
Free, self-service, and ranked purely on lowest card processing costs.
Not the whole market — each lane compares the providers shown, and we add more as we verify their pricing.
In-person terminals
POS systems
Two things are changing on 1 October. Pick the one that's you.
How it works
Your results appear instantly on screen.
Enter your numbers
Your current effective rate and monthly card turnover — both are on your statement.
Adjust your card mix
Tune debit / credit / international with simple sliders (defaults to 70 / 27 / 3).
See the ranked cost
Providers ranked by estimated card acceptance cost at your real volume — terminal rental and hardware shown separately.
Choose your move
Take your ranked comparison to the provider you prefer — or use it to ask your current provider for a sharper rate.
A quick, honest note on the numbers
The 62.5% figure you may have seen applies only to the consumer-credit interchange cap (0.8% → 0.3%) — not to your bill. The realistic effect on a typical merchant's blended rate is roughly 0.1%–0.25% of turnover, concentrated on the credit-card portion. We show indicative figures and always tell you to verify with the provider.