Surcharge ban calculator
What will the surcharge ban cost you?
From 1 October 2026 you can no longer surcharge customers for card payments. Whatever you pass on today becomes a cost you absorb. See your number below.
73
days until the ban
Your numbers
Not sure? Most surcharges sit between 1% and 2%. Use your current effective card rate if you don't surcharge.
Impact summary
From 1 October 2026 you'll absorb
$638/month
$7,650 per year
On a 1.1% plan you could save up to $2,040/year of that.
Prepared 19 July 2026 · compayr.com.au
Shrink the hit before October
The lower your rate, the less you absorb. Compare every provider by total monthly cost.
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