Plain-English guides to the October 2026 payment reforms — and what they mean for your costs.
The RBA found that fewer than one in ten businesses switched their payment provider in 2024–25 [2]. Yet the spread between an average deal and a sharp one routinely runs to thousands of dollars a year at ordinary small-business volumes. This article is about the gap between those two facts — and why the October reforms are the rare event that closes it.
