Compayr

Head to head

Shopify POS vs Lightspeed Retail

Which POS system keeps more in your pocket? We rank both purely on total monthly cost — then weigh contract, settlement and reviews. Independent, with no paid placements.

Compayr pick
Shopify POS logo

Shopify POS

Plan required
$774/mo
4.6(6,100)
Lightspeed Retail logo

Lightspeed Retail

Annual contract
$797/mo
4.1(970)

The Compayr verdict

Weighing cost, contract and reviews together, Shopify POS edges out Lightspeed Retail as the stronger all-round choice for most merchants.

Shopify POS lands about $23/month — roughly $276/year — cheaper at a sample $42,500 in monthly card sales.

Choose Shopify POS if you want…

  • the lowest all-in monthly cost at a typical volume
  • little or no fixed monthly fee
  • stronger independent merchant reviews

Choose Lightspeed Retail if you want…

  • a lower headline card rate

Side by side

FeatureShopify POSLightspeed Retail
Total cost / month$774/mo$797/mo
Card rate (ex-GST)1.70%1.50%
Fixed monthly fee$51$159
Hardware from$0$0
Chargeback fee
Settlement speedNext business dayNext business day
ContractPlan requiredAnnual contract
Merchant rating4.6/54.1/5

Figures as advertised, estimated at a sample $42,500 in monthly card sales. A highlighted cell marks the better result on that row.

Shopify POS

Best for: Omnichannel brands that sell online and in-store from one Shopify catalogue.

True omnichannel
One catalogue online + in-store
Huge app ecosystem
Requires Shopify plan
POS Pro add-on for advanced retail

Lightspeed Retail

Best for: Inventory-heavy retail and hospitality wanting deep stock, reporting and integrations.

Deep inventory & reporting
Hospitality + retail editions
Rich integrations
Annual term + early-termination fee
Higher monthly cost

Leaning towards Shopify POS?

Run your own numbers by sector in our free calculator — or let us audit and negotiate for you.

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest total monthly cost. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-07-19. This head-to-head is generated from published pricing and independent review scores — always confirm current pricing with each provider before switching.