Compayr
Surcharging on Visa, Mastercard and eftpos ends in 13 days — 1 October 2026.See what it costs you
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Pin Payments

No lock-inNo relationship

Online payments

$420.00/mo

est. card acceptance cost inc-GST at $20,000/mo card volume ($380.90/mo ex-GST)

An Australian all-in-one online payments provider with a simple flat rate and no monthly fee.

Typical use case: Australian startups and SMEs wanting a simple all-in-one online rate with no monthly fee. (as positioned by the provider)

Pricing & fees

Card rate1.6% + $0.30 inc-GSTPublished rate
Monthly fee$0
Per transaction27.27c ex-GST
Setup fee$0
Chargeback fee$22.73
International cards+1.8%
Settlement2–3 business days
ContractPay-as-you-go, no monthly fee.

Pros & cons

Australian provider
No monthly fee
Simple flat rate
Smaller ecosystem
Fewer enterprise features

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-09-03. Confirm current pricing with Pin Payments. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.