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Stripe

No lock-inNo relationship

Online payments

$440.00/mo

est. card acceptance cost inc-GST at $20,000/mo card volume ($400.90/mo ex-GST)

A developer-first platform powering custom checkouts, subscriptions and marketplaces in 135+ currencies.

Typical use case: Online-first businesses, SaaS and marketplaces needing powerful APIs. (as positioned by the provider)

Pricing & fees

Card rate1.7% + $0.30 inc-GST (domestic)Published rate
Monthly fee$0
Per transaction27.27c ex-GST
Setup fee$0
Chargeback fee$22.73
International cards+1.8%
SettlementStandard payouts (2–3 days)
ContractPay-as-you-go, no monthly fee, no lock-in.

Pros & cons

Best-in-class APIs
Subscriptions & marketplaces
135+ currencies
No monthly fee
Per-transaction fixed fee
Technical to implement
Chargeback fee ($25)

Compare with alternatives

PayPal

Merchants wanting instant buyer trust and a widely-recognised checkout button.

$680.00/mo/mo inc-GST

Eway

Australian ecommerce stores wanting a local gateway with fixed monthly plans.

$383.33/mo/mo inc-GST

Pin Payments

Australian startups and SMEs wanting a simple all-in-one online rate with no monthly fee.

$420.00/mo/mo inc-GST

Airwallex

Businesses selling internationally that want multi-currency accounts and FX savings.

$430.00/mo/mo inc-GST

Square

Merchants already on Square in-person who want one provider across counter and online.

$440.00/mo/mo inc-GST

Compare Stripe head-to-head

Stripe vs AirwallexStripe vs PayPal
All online providersCompare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-09-03. Confirm current pricing with Stripe. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.