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Bendigo Bank

Rented terminal

In-person payments

3.2(210 reviews · ProductReview)
$558/mo

est. at typical volume

A community-bank EFTPOS bundle with a simple flat rate and low monthly cost.

Best for: Community-minded businesses wanting a simple bundled EFTPOS from a customer-owned bank.

Pricing & fees

Card rate1.4% inc-GST (estimate)
Monthly fee$19/mo inc-GST
AmexVaries
Setup fee$0
Hardware from$0
Chargeback fee$25
International cardsVaries
SettlementNext business day
ContractLow monthly rental; no lock-in.
Least-cost routingYes

Pros & cons

Simple flat bundle (~1.4% inc)
Community bank
No lock-in
Monthly fee applies
Fewer integrations

Compare with alternatives

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$618/mo

Zeller

Australian SMEs wanting a single flat rate, free business account and no monthly fees.

$541/mo

Tyro

Hospitality and retail wanting deep POS integrations and least-cost routing.

$563/mo

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$425/mo

NAB

NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

$467/mo

All in-person providersCompare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest total monthly cost. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-07-19. Confirm current pricing with Bendigo Bank.