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Tyro

Rented terminalNo relationship

In-person payments

$577.25/mo

est. card acceptance cost inc-GST at $42,500/mo card volume ($524.00/mo ex-GST)

An Australian payments specialist with 300+ POS integrations, least-cost routing and 24/7 local support.

Typical use case: Hospitality and retail wanting deep POS integrations and least-cost routing. (as positioned by the provider)

Pricing & fees

Card rate1.3% inc-GSTPublished rate
Monthly fee$24.75/mo inc-GST
AmexQuote
Setup fee$0
Hardware from$0
Chargeback fee$0
International cardsVaries
SettlementNext business day (same-day to Tyro Bank account)
ContractNo lock-in, but the terminal is rented and returned on exit; notice period applies.
Least-cost routingYes

Pros & cons

Least-cost routing on debit
Deep POS integrations
AU-based 24/7 support
$0 chargeback
Monthly terminal fee applies
Custom pricing for $20k+/mo turnover

Compare with alternatives

Square

Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.

$680.00/mo/mo inc-GST

Zeller

Australian SMEs wanting a single flat rate, free business account and no monthly fees.

$595.00/mo/mo inc-GST

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$467.50/mo/mo inc-GST

NAB

NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

$513.75/mo/mo inc-GST

Westpac

Westpac business customers wanting EFTPOS Flex with sector-tuned plans.

$534.75/mo/mo inc-GST

Compare Tyro head-to-head

Square vs TyroZeller vs Tyro
All in-person providersCompare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-09-03. Confirm current pricing with Tyro. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.