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Surcharging on Visa, Mastercard and eftpos ends in 13 days — 1 October 2026.See what it costs you
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Zeller

No lock-inNo relationship

In-person payments

$595.00/mo

est. card acceptance cost inc-GST at $42,500/mo card volume ($539.75/mo ex-GST)

An Australian fintech offering a single flat in-person rate, a free transaction account and no lock-in.

Typical use case: Australian SMEs wanting a single flat rate, free business account and no monthly fees. (as positioned by the provider)

Pricing & fees

Card rate1.4% inc-GSTPublished rate
Monthly fee$0
Amex1.4% inc-GST
Setup fee$0
Hardware from$180.91
Chargeback fee$0
International cards0%
SettlementNext business day (same-day to Zeller account)
ContractNo contract; hardware purchased upfront, leave anytime.
Least-cost routingNo

Pros & cons

Flat 1.4% inc-GST rate
Free chargeback handling ($0)
No monthly fee, no lock-in
Free Zeller business account
Hardware purchased upfront
No native online checkout depth

Compare with alternatives

Square

Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.

$680.00/mo/mo inc-GST

Tyro

Hospitality and retail wanting deep POS integrations and least-cost routing.

$577.25/mo/mo inc-GST

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$467.50/mo/mo inc-GST

NAB

NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

$513.75/mo/mo inc-GST

Westpac

Westpac business customers wanting EFTPOS Flex with sector-tuned plans.

$534.75/mo/mo inc-GST

Compare Zeller head-to-head

Square vs ZellerZeller vs Tyro
All in-person providersCompare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-09-03. Confirm current pricing with Zeller. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.