Compayr
Square logo

Square fees in Australia

No lock-inNo relationship

In-person payments

$

An all-in-one provider built around selling in person, with a free POS app, affordable hardware and a flat, transparent rate.

Typical use case: Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in. (as positioned by the provider)

Pricing & fees

Card rate1.6% inc-GSTPublished rate, verified 2 November 2026
Monthly fee$0
Amex1.6% inc-GST
Setup fee$0
Hardware from$59.09
Chargeback fee$0
International cards0%
SettlementNext business day
ContractNo contract, you own the hardware, leave anytime.
Least-cost routingNo

Pros & cons

Flat 1.6% inc-GST in-person rate
Free chargeback handling ($0)
No lock-in, own your reader
Low-cost entry hardware ($65 inc-GST)
Flat 2.2% online costs more on large orders
Instant transfer costs 1.5%

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are not ranked and are not counted as a comparison. Rates last verified November 2026. Confirm current pricing with Square. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.