The major-bank option: interchange-linked pricing that benefits from the Oct 2026 cap cut.
Typical use case: Merchants wanting a major-bank terminal with a single published rate. (as positioned by the provider)
Pricing & fees
Pros & cons
Compare with alternatives
Typical use cases are as positioned by each provider.
Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.
Australian SMEs wanting a single flat rate and no monthly fees.
Hospitality and retail wanting deep POS integrations and least-cost routing.
NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.
Westpac business customers wanting EFTPOS Flex with sector-tuned plans.
Compare CommBank Smart head-to-head
Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are not ranked and are not counted as a comparison. Rates last verified November 2026. Confirm current pricing with CommBank Smart. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.