NAB

Rented terminal

In-person payments

1.9(320 reviews · ProductReview)

$467/mo

est. at typical volume

Interchange-linked major-bank pricing that should benefit from the Oct 2026 interchange-cap cut.

Best for: NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

Pricing & fees

Card rate1.15% inc-GST

Monthly fee$25/mo inc-GST

AmexVaries

Setup fee$0

Hardware from$0

Chargeback fee$25

International cardsVaries

SettlementNext business day

Contract$25/mo terminal rental; 60-day notice to close.

Least-cost routingYes

Pros & cons

~1.15% inc-GST interchange-linked

Benefits from Oct 2026 cap cut

Bank-integrated settlement

$25/mo terminal

60-day notice

Chargeback fee applies

Compare with alternatives

Square

Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.

$618/mo

Zeller

Australian SMEs wanting a single flat rate, free business account and no monthly fees.

$541/mo

Tyro

Hospitality and retail wanting deep POS integrations and least-cost routing.

$563/mo

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$425/mo

Westpac

Westpac business customers wanting EFTPOS Flex with sector-tuned plans.

$486/mo

All in-person providers Compare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest total monthly cost. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-07-19. Confirm current pricing with NAB.