Tyro

Name: Tyro (In-person payments)
Brand: Tyro
Rating: 3.9 (610 reviews)

Rented terminal

In-person payments

3.9(610 reviews · Trustpilot)

$563/mo

est. at typical volume

An Australian payments specialist with 300+ POS integrations, least-cost routing and 24/7 local support.

Best for: Hospitality and retail wanting deep POS integrations and least-cost routing.

Pricing & fees

Card rate1.4% inc-GST

Monthly fee$24.75/mo inc-GST

AmexQuote

Setup fee$0

Hardware from$0

Chargeback fee$0

International cardsVaries

SettlementNext business day (same-day to Tyro Bank account)

ContractNo lock-in, but the terminal is rented and returned on exit; notice period applies.

Least-cost routingYes

Pros & cons

Least-cost routing on debit

Deep POS integrations

AU-based 24/7 support

$0 chargeback

Monthly terminal fee applies

Rate above simple fintechs

Compare with alternatives

Square

Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.

$618/mo

Zeller

Australian SMEs wanting a single flat rate, free business account and no monthly fees.

$541/mo

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$425/mo

NAB

NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

$467/mo

Westpac

Westpac business customers wanting EFTPOS Flex with sector-tuned plans.

$486/mo

Compare Tyro head-to-head

Square vs Tyro Zeller vs Tyro

All in-person providers Compare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest total monthly cost. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-07-19. Confirm current pricing with Tyro.