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Westpac fees in Australia

Rented terminalNo relationship

In-person payments

$

Interchange-linked major-bank pricing with sector plans (EFTPOS Flex) that benefits from the Oct 2026 cap cut.

Typical use case: Westpac business customers wanting EFTPOS Flex with sector-tuned plans. (as positioned by the provider)

Pricing & fees

Card rate0.79% inc-GSTPublished rate, verified 2 November 2026
Monthly fee$24.75/mo inc-GST
AmexVaries
Setup fee$0
Hardware from$0
Chargeback fee$30
International cardsVaries
SettlementSame-day for Westpac account holders; otherwise next business day
Contract$24.75/mo rental.
Least-cost routingYes

Pros & cons

Interchange-linked pricing
Benefits from Oct 2026 cap cut
Sector-tuned plans
$24.75/mo rental
Chargeback fee applies

Compare Westpac head-to-head

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are not ranked and are not counted as a comparison. Rates last verified November 2026. Confirm current pricing with Westpac. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.