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ANZ Worldline

Rented terminalNo relationship

In-person payments

$487.50/mo

est. card acceptance cost inc-GST at $42,500/mo card volume ($443.18/mo ex-GST)

ANZ's payments joint venture with Worldline — published single rate of 1.1% inc-GST on Visa, Mastercard and eftpos, no lock-in, least-cost routing enabled automatically.

Typical use case: Merchants wanting a bank-backed single rate with no lock-in and automatic least-cost routing. (as positioned by the provider)

Pricing & fees

Card rate1.1% inc-GSTPublished rate — verified 3 September 2026
Monthly fee$20/mo inc-GST terminal rental (Edge; first 3 months free)
Amex1.1% inc-GST
Setup fee$0
Hardware from$0
Chargeback feeNot disclosed — confirm with provider
International cardsInternational and UnionPay priced separately — confirm with provider
SettlementSame day (to ANZ account); next business day otherwise
ContractNo lock-in; 30 days notice. Terminal rented — return on exit.
Least-cost routingYes

Pros & cons

1.1% inc-GST single rate (Visa, Mastercard, eftpos)
No lock-in — 30 days notice
Least-cost routing enabled automatically
AU support
Terminal rented ($20/mo inc-GST Edge; first 3 months free)
Chargeback fee not disclosed — confirm with provider

Compare with alternatives

Square

Cafes, retail and pop-ups that want an all-in-one till, hardware and a quick online store with no lock-in.

$680.00/mo/mo inc-GST

Zeller

Australian SMEs wanting a single flat rate, free business account and no monthly fees.

$595.00/mo/mo inc-GST

Tyro

Hospitality and retail wanting deep POS integrations and least-cost routing.

$577.25/mo/mo inc-GST

CommBank Smart

CommBank business customers wanting same-day settlement to their own account.

$467.50/mo/mo inc-GST

NAB

NAB business customers wanting bank-grade EFTPOS with interchange-linked pricing.

$513.75/mo/mo inc-GST

All in-person providersCompare my rate

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are never ranked as cheapest while a complete-cost option exists. Rates last verified 2026-09-03. Confirm current pricing with ANZ Worldline. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.