Compayr
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SumUp fees in Australia

No lock-inNo relationship

In-person payments

$

A low-commitment reader for micro-merchants — a flat rate, cheap hardware and no monthly fee.

Typical use case: Micro-merchants, sole traders and market stalls wanting a cheap reader and no fixed fees. (as positioned by the provider)

Pricing & fees

Card rate1.4% inc-GSTPublished rate, verified 2 November 2026
Monthly fee$0
AmexVaries
Setup fee$0
Hardware from$21.82
Chargeback fee$0
International cardsVaries
Settlement1–2 business days
ContractNo contract; cheap reader purchased upfront.
Least-cost routingNo

Pros & cons

No monthly fee
Cheap reader (~$24)
Simple flat rate
No lock-in
Fewer integrations
Basic reporting

Compayr may earn a referral fee when a merchant switches via our links. This never affects rankings, which are based purely on lowest card processing costs. Quote-only providers are not ranked and are not counted as a comparison. Rates last verified November 2026. Confirm current pricing with SumUp. We compare one standard published plan per provider; promotional and individually negotiated rates are excluded. Some providers pay Compayr a referral fee if you switch through our link; this never affects our comparison, which is ordered purely on lowest estimated card acceptance cost.